*{margin:0;padding:0;box-sizing:border-box;font-family:Arial,sans-serif;}
body{background:#f4f6f9;color:#333;}
header{
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding:15px 20px;
  background:linear-gradient(90deg,#004aad,#ffb600);
  color:#fff;
  position:relative;
}
.logo a{
  font-weight: 800;
  text-decoration: none;
  color: inherit;
}
nav{
  display:flex;
}
nav a{
  color:#fff;
  text-decoration:none;
  margin:0 15px;
  font-weight:600;
 letter-spacing: 0.5px;
}
.menu-toggle{
  display:none;
  font-size:24px;
  cursor:pointer;
}
@media(max-width:768px){
  .menu-toggle{
    display:block;
  }
  nav{
    display:none;
    flex-direction:column;
    width:100%;
    background:#004aad;
    position:absolute;
    top:100%;
    left:0;
    z-index:999;
  }

  nav a{
    margin:0;
    padding:14px;
    border-top:1px solid rgba(255,255,255,0.2);
    text-align:center;
  }

  nav.active{
    display:flex;
  }
}
@media(max-width:768px){
  .slider{
    height:220px;
  }
}
section{
  padding:50px 20px;
  background:#fff;
  width:100%;
}
section h2{text-align:center;margin-bottom:30px;color:#004aad;}
.services{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px;}
.card{text-align:center;padding:25px;background:#f1f1f1;border-radius:10px;}
.card img{width:60px;margin-bottom:10px;}
form input, form textarea, form select{
  width:100%;padding:12px;margin-bottom:15px;border:1px solid #ccc;border-radius:6px;font-size:14px;
}
form button{
  background:#004aad;color:#fff;border:none;padding:12px 20px;border-radius:5px;cursor:pointer;font-weight:bold;width:100%;
}
form button:hover{background:#06283d;}
footer{background:#004aad;color:#fff;text-align:center;padding:20px;}
footer p{
  max-width:1100px;
  margin:0 auto;
}
footer a {
  color: #fff;
  text-decoration: none;
}
footer a:hover {
  text-decoration: none;
}
.plan-item{
  border:1px solid #dbe5f1;
  border-radius:8px;
  margin-bottom:12px;
  overflow:hidden;
}
.plan-header{
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding:14px 18px;
  cursor:pointer;
  background:#f5f9ff;
}
.plan-header h3{
  margin:0;font-size:16px;color:#004aad;
}
.plan-icon{
  font-size:22px;font-weight:bold;color:#004aad;
}
.plan-content {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.4s ease;
  padding: 0 20px;
}
.plan-item.active .plan-content {
  max-height: 500px; 
  padding: 15px 20px;
}
.why-choose{
  padding:70px 40px;
  background:linear-gradient(180deg,#f7faff,#ffffff);
  text-align:center;
}
.why-choose h2{
  color:#004aad;
  font-size:32px;
}
.subtitle{
  color:#555;
  margin:10px 0 45px;
  font-size:16px;
}

.why-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(240px,1fr));
  gap:30px;
}
.why-card{
  background:#fff;
  padding:35px 25px;
  border-radius:18px;
  box-shadow:0 15px 30px rgba(0,0,0,0.08);
  transition:all 0.4s ease;
  position:relative;
}

.why-card:hover{
  transform:translateY(-10px);
  box-shadow:0 25px 45px rgba(0,0,0,0.15);
}
.icon-circle{
  width:80px;
  height:80px;
  background:linear-gradient(135deg,#004aad,#ffb600);
  border-radius:50%;
  display:flex;
  align-items:center;
  justify-content:center;
  margin:0 auto 20px;
  animation:pulse 2.5s infinite;
}
.icon-circle i{
  color:#fff;
  font-size:34px;
  transition:transform 0.4s;
}
.why-card:hover .icon-circle i{
  transform:rotate(10deg) scale(1.15);
}
@keyframes pulse{
  0%{box-shadow:0 0 0 0 rgba(0,74,173,0.6);}
  70%{box-shadow:0 0 0 18px rgba(0,74,173,0);}
  100%{box-shadow:0 0 0 0 rgba(0,74,173,0);}
}
.why-card h3{
  color:#222;
  margin:15px 0 10px;
}
.why-card p{
  color:#666;
  font-size:15px;
}
.faq-section{
  padding:70px 40px;
  background:#f9fbff;
  max-width:900px;
  margin:0 auto;
}
.faq-section h2{
  text-align:center;
  color:#004aad;
}
.faq-subtitle{
  text-align:center;
  color:#555;
  margin-bottom:35px;
}
.faq-item{
  background:#fff;
  margin-bottom:15px;
  border-radius:10px;
  box-shadow:0 8px 20px rgba(0,0,0,0.08);
  overflow:hidden;
}
.faq-item input{
  display:none;
}
.faq-item label{
  display:block;
  padding:18px 22px;
  font-weight:600;
  cursor:pointer;
  position:relative;
  color:#222;
}
.faq-item label::after{
  content:"+";
  position:absolute;
  right:20px;
  font-size:22px;
  color:#004aad;
  transition:0.3s;
}
.faq-item input:checked + label::after{
  content:"−";
}
.faq-content{
  max-height:0;
  overflow:hidden;
  transition:max-height 0.4s ease;
  padding:0 22px;
}
.faq-item input:checked ~ .faq-content{
  max-height:400px;
  padding:15px 22px 22px;
}
.faq-content p{
  color:#555;
  font-size:15px;
  line-height:1.6;
}
.slider{
  width:100%;
  height:350px;
  position:relative;
  overflow:hidden;
}
.slide{
  position:absolute;
  inset:0;
  width:100%;
  height:100%;
  object-fit:cover;
  opacity:0;
  transition:opacity 1s ease-in-out;
}
.slide.active{
  opacity:1;
}
.dots{
  position:absolute;
  bottom:20px;
  left:50%;
  transform:translateX(-50%);
  display:flex;
  gap:10px;
z-index: 10;
}
.dot{
  width:12px;
  height:12px;
  border-radius:50%;
  background:#fff;
  opacity:0.5;
  cursor:pointer;
}
.dot.active{
  opacity:1;
  background:#ffb600;
}
.important-links{
  padding:50px 20px;
  background:#e9ecef;
  border-radius:0;
  margin:0;
}
.important-links h2{
  color:#004aad;
  margin-bottom:20px;
  text-align:center;
}
.important-links .links-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:18px;
}
@media(max-width:900px){
  .important-links .links-grid{
    grid-template-columns:repeat(2,1fr);
  }
}
@media(max-width:600px){
  .important-links .links-grid{
    grid-template-columns:1fr;
  }
}
.important-links a{
  background:#fff;
  padding:12px 15px;
  border-radius:8px;
  color:#004aad;
  text-decoration:none;
  font-weight:600;
  box-shadow:0 4px 10px rgba(0,0,0,0.08);
  transition:0.3s;
}
.important-links a:hover{
  background:#004aad;
  color:#fff;
}
@media(max-width:600px){
  footer{
    font-size:14px;
    line-height:1.6;
  }
}
.wa-popup{
  position:fixed;
  inset:0;
  background:rgba(0,0,0,0.65);
  display:none;
  justify-content:center;
  align-items:center;
  z-index:99999;
}
.wa-box{
  background:#fff;
  width:92%;
  max-width:360px;
  padding:25px;
  border-radius:12px;
  text-align:center;
  position:relative;
}
.wa-box h3{
  color:#004aad;
  margin-bottom:15px;
}
.wa-box input,
.wa-box select,
.wa-box textarea{
  width:100%;
  padding:10px;
  margin-bottom:12px;
  border:1px solid #ccc;
  border-radius:6px;
  font-size:14px;
}
.wa-box textarea{
  resize:none;
  height:70px;
}
.wa-box button{
  width:100%;
  padding:12px;
  background:#25d366;
  color:#fff;
  border:none;
  border-radius:6px;
  font-weight:bold;
  cursor:pointer;
}
.wa-close{
  position:absolute;
  top:10px;
  right:14px;
  font-size:22px;
  cursor:pointer;
}
.wa-form{
  background:#fff;
  padding:25px;
  border-radius:10px;
  box-shadow:0 4px 15px rgba(0,0,0,0.15);
}
.wa-form h2{
  text-align:center;
  color:#004aad;
  margin-bottom:15px;
}
.wa-form input,
.wa-form select,
.wa-form textarea{
  width:100%;
  padding:12px;
  margin-bottom:12px;
  border:1px solid #ccc;
  border-radius:6px;
}
.wa-form button{
  background:#25d366;
  color:#fff;
  border:none;
  padding:12px;
  width:100%;
  border-radius:6px;
  font-weight:bold;
  cursor:pointer;
}
.whatsapp-cta{
  position:fixed;
  right:20px;
  bottom:25px;
  background:linear-gradient(135deg,#25d366,#128c7e);
  color:#fff;
  padding:14px 30px;
  font-size:16px;
  font-weight:600;
  border-radius:50px;
  text-decoration:none;
  box-shadow:0 12px 30px rgba(37,211,102,0.45);
  z-index:9999;
  display:flex;
  align-items:center;
  gap:8px;
  animation:pulseWA 2.5s infinite;
}
.whatsapp-cta:hover{
  transform:scale(1.08);
}
@media(max-width:600px){
  .whatsapp-cta{
    right:15px;
    bottom:15px;
    font-size:14px;
    padding:12px 20px;
  }
}
@keyframes pulseWA{
  0%{box-shadow:0 0 0 0 rgba(37,211,102,0.6);}
  70%{box-shadow:0 0 0 18px rgba(37,211,102,0);}
  100%{box-shadow:0 0 0 0 rgba(37,211,102,0);}
}
.wa-circle{
  display:inline-flex;
  align-items:center;
  gap:6px;
  background:#25d366;
  color:#fff;
  padding:6px 14px;
  border-radius:30px;
  text-decoration:none;
  font-weight:600;
  font-size:14px;
}
body.no-scroll {
  overflow: hidden;
}
.about-agent{
  display:flex;
  gap:30px;
  align-items:center;
  max-width:100%;
}
.agent-text p{
  word-break:break-word;
  overflow-wrap:break-word;
  line-height:1.7;
}
@media (max-width:768px){
  #about{
    padding:30px 15px;
  }
  .about-agent{
    flex-direction:column;
    text-align:center;
  }
  .about-agent img{
    width:180px;
    height:180px;
  }
  #about p,
  #about li,
  .agent-text p{
    font-size:15px;
    text-align:justify;
  }
}
.policy-popup{
  position:fixed;
  inset:0;
  background:rgba(0,0,0,0.65);
  display:none;
  justify-content:center;
  align-items:center;
  z-index:99999;
}
.policy-box{
  background:#fff;
  width:92%;
  max-width:540px;
  padding:25px;
  border-radius:12px;
  position:relative;
  max-height:80vh;
  overflow-y:auto;
}
.policy-box h2{
  text-align:center;
  color:#004aad;
  margin-bottom:15px;
}
.policy-box p,
.policy-box li{
  font-size:15px;
  line-height:1.7;
  color:#444;
}
.policy-box ul{
  padding-left:20px;
  margin:12px 0;
}
.policy-close{
  position:absolute;
  top:10px;
  right:15px;
  font-size:24px;
  cursor:pointer;
}
.policy-box button{
  margin-top:15px;
  width:100%;
  padding:12px;
  background:#004aad;
  color:#fff;
  border:none;
  border-radius:6px;
  font-weight:bold;
  cursor:pointer;
}
.popup-overlay {
    display: none; 
    position: fixed;
    z-index: 1000;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(0,0,0,0.8);
    text-align: center;
  }
  .popup-overlay img {
    margin-top: 5%;
    max-width: 90%;
    max-height: 80%;
    border-radius: 10px;
  }
.close-popup {
    position: absolute;
    top: 20px;
    right: 35px;
    color: white;
    font-size: 40px;
    font-weight: bold;
    cursor: pointer;
  }
  .close-popup:hover {
    color: #ddd;
  }
.stats{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:15px;
    margin-top:25px;
}
.stat-box{
    background:#0b3c5d;
    color:#fff;
    padding:18px;
    border-radius:10px;
    text-align:center;
}
.stat-box h3{
    margin:0;
    font-size:26px;
}
.stat-box p{
    margin:5px 0 0;
    font-size:14px;
}
.clients{
    margin-top:25px;
    padding:20px;
    background:#f0f4f8;
    border-radius:10px;
}
.clients h3{
    color:#0b3c5d;
    margin-top:0;
    text-align:center;
}
.client-list{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:12px;
    margin-top:15px;
}
.client-item{
    background:#fff;
    padding:12px;
    border-radius:6px;
    text-align:center;
    font-size:14px;
    border:1px solid #ddd;
}
@media(max-width:768px){
    .stats{
        grid-template-columns:repeat(2,1fr);
    }
    .client-list{
        grid-template-columns:repeat(2,1fr);
    }
}
.lic-box{
  max-width:1000px;
  margin:auto;
  background:#fff;
  padding:20px;
  border-radius:10px;
}
.lic-box h2{
  text-align:center;
  color:#0b3c5d;
  margin-bottom:5px;
}
.lic-box p{
  text-align:center;
  color:#555;
  margin-bottom:20px;
}
table{
	  width:100%;
  border-collapse:collapse;
}
th,td{
  border:1px solid #ddd;
  padding:10px;
  text-align:center;
  font-size:14px;
}
th{
  background:#0b3c5d;
  color:#fff;
}
.cards{
  display:none;
}
@media(max-width:768px){
  table{
    display:table;
  }
  .cards{
    display:none;
  }
}
.cards .card{
  margin-bottom:18px;
}
 .contact-container {
  display: flex;
  gap: 25px;
  flex-wrap: wrap;
}
.contact-form-box,
.contact-address-box{
  flex:1;
  min-width:280px;
  background:#fff;
  padding:22px;
  border-radius:10px;
  box-shadow:0 4px 15px rgba(0,0,0,0.15);
}
.contact-address-box h3{
  color:#004aad;
  margin-bottom:15px;
}
.contact-address-box p{
  font-size:14px;
  color:#444;
  line-height:1.7;
}
.contact-address-box a{
  color:#25d366;
  font-weight:600;
  text-decoration:none;
}
.office-hours{
  margin-top:15px;
  padding:15px;
  background:#f9fbff;
  border-radius:8px;
  font-size:14px;
}
.office-hours h4{
  color:#004aad;
  margin-bottom:8px;
}
.office-hours .closed{
  color:#c62828;
}
.office-status{
  display:flex;
  align-items:center;
  gap:8px;
  margin:8px 0;
  font-weight:600;
}
.status-dot{
  width:10px;
  height:10px;
  border-radius:50%;
  background:#999;
}
.holiday-note{
  margin-top:6px;
  font-size:13px;
  color:#b71c1c;
}
@keyframes blink {
  0%   { opacity: 1; }
  50%  { opacity: 0.3; }
  100% { opacity: 1; }
}
.status-dot.open{
  background:#2e7d32;
  animation: blink 1s infinite;
}
.status-dot.closed{
  background:#c62828;
}
#services {
  padding: 60px 20px;
  background: #f5f7fa;
  text-align: center;
}
#services h2 {
  font-size: 32px;
  margin-bottom: 40px;
  color: #0a3d62;
}
.services {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 25px;
  max-width: 1100px;
  margin: auto;
}
.card {
  background: #ffffff;
  padding: 25px 20px;
  border-radius: 12px;
  box-shadow: 0 8px 20px rgba(0,0,0,0.08);
  transition: 0.3s ease;
  text-align: left;
}
.card:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 25px rgba(0,0,0,0.15);
}
.card img {
  width: 60px;
  height: 60px;
  object-fit: contain;
  margin-bottom: 15px;
}
.card h3 {
  color: #0a3d62;
  margin-bottom: 10px;
  font-size: 20px;
}
.card h4 {
  margin-top: 15px;
  margin-bottom: 8px;
  color: #333;
  font-size: 16px;
}
.card p {
  font-size: 14px;
  color: #555;
  line-height: 1.6;
}
.card ul {
  padding-left: 18px;
}
.card ul li {
  margin-bottom: 6px;
  font-size: 14px;
  color: #444;
}
@media (max-width: 600px) {
  #services h2 {
    font-size: 26px;
  }
  .card {
    padding: 20px 15px;
  }
}
img{
  max-width:100%;
  height:auto;
  display:block;
}
.about-agent img{
  width:100%;
  max-width:180px;
  height:auto;
  border-radius:50%;
}
.stats{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(140px,1fr));
  gap:15px;
  margin-top:25px;
}
.logo a{
  font-size:18px;
  line-height:1.2;
}
@media(max-width:480px){
  .logo a{
    font-size:15px;
  }
}
html, body{
  width:100%;
  overflow-x:hidden;
}
.about-agent img{
  width:100%;
  max-width:180px;
  height:auto;
}
.lic-box{
  overflow-x:auto;
}
.logo{
  max-width:70%;
}
.logo a{
  display:block;
  word-break:break-word;
}
.social-bar {
  display: flex;               
  justify-content: center;     
  gap: 15px;                   
  padding: 10px 0;
}
.social-bar a img {
  width: 40px;                 
  height: 40px;
  transition: transform 0.3s;  
}
.social-bar a img:hover {
  transform: scale(1.2);       
}
.button {
    display: inline-block;
    padding: 10px 20px;
    background-color: #0b3d91;
    color: #fff;
    text-decoration: none;
    border-radius: 5px;
    font-weight: bold;
    transition: background 0.3s;
}
.button:hover {
    background-color: #062764;
}
.slide{
  position:absolute;
  inset:0;
  opacity:0;
  transition:opacity 1s ease;
}
.slide img{
  width:100%;
  height:100%;
  object-fit:cover;
}
.slide.active{
  opacity:1;
  z-index:1;
}
.slide-content{
  position:absolute;
  top:50%;
  left:50%;
  transform:translate(-50%, -50%);
  text-align:center;
  color:#fff;
  z-index:2;
  padding:20px;
  width:90%;
  max-width:700px;
}
.slide::before{
  content:"";
  position:absolute;
  inset:0;
  background:rgba(0,0,0,0.5);
  z-index:1;
}
.slide-content h1{
  font-size:34px;
  margin-bottom:10px;
}
.slide-content p{
  font-size:16px;
  margin-bottom:20px;
}
.btn-primary{
  background:#ffb600;
  color:#000;
  padding:12px 25px;
  border-radius:30px;
  text-decoration:none;
  font-weight:bold;
}
@media(max-width:600px){
  .slide-content h1{
    font-size:22px;
  }
  .slide-content p{
    font-size:14px;
  }
}
.btn-primary{
display:inline-block;
padding:14px 28px;
background:#25D366;
color:#fff;
text-decoration:none;
font-size:18px;
font-weight:bold;
border-radius:12px;
transition:0.3s;
box-shadow:0 0 15px rgba(37,211,102,0.7);
}
.lic-btn {
    background: #0056a4;
    color: #fff;
    padding: 12px 25px;
    border-radius: 8px;
    text-decoration: none;
    font-weight: bold;
    display: inline-block;
    border: 2px solid #ffcc00;
    animation: licBlink 1.2s infinite;
}
@keyframes licBlink {
    0%, 100% {
        background: #0056a4;
        color: #fff;
        box-shadow: 0 0 5px #0056a4;
    }
    50% {
        background: #ffcc00;
        color: #0056a4;
        box-shadow: 0 0 15px #ffcc00;
    }
}
.floating-call{
    position:fixed;
    bottom:85px;   
    right:20px;
    width:55px;
    height:55px;
    background:radial-gradient(circle at top, #dbe9ff, #f5f9ff);
    color:#fff;
    border-radius:50%;
    text-align:center;
    line-height:55px;
    font-size:22px;
    z-index:1001;  
    box-shadow:0 4px 12px rgba(0,0,0,0.3);
}
.growth-section{
    margin-top:20px;
}
.growth-card{
    background:#fff;
    padding:18px;
    margin-bottom:15px;
    border-radius:12px;
    box-shadow:0 4px 10px rgba(0,0,0,0.08);
}
.growth-card h3{
    margin:0 0 8px;
    color:#0d47a1;
    font-size:18px;
}
.growth-card .tagline{
    font-style:italic;
    color:#666;
    margin-bottom:8px;
}
.scroll-text {
  width: 100%;
  background: white;
  color: blue;
  font-weight: bold;
  padding: 10px 0;
  overflow: hidden;
  box-sizing: border-box;
  white-space: nowrap;
  position: relative;
}
.scroll-text span {
  display: inline-block;
  padding-left: 100%; 
  animation: scrollText 15s linear infinite;
}
@keyframes scrollText {
  0% { transform: translateX(0); }
  100% { transform: translateX(-100%); }
}